Tann, these sheets certainly do help keep things uniform and easy for reference. Ripping them off from you was certainly in my best interest for 2e

So thank you.
Languages are the standard gamut; you can speak your own, plus whatever your bonus allows. I'm not using the 3e approach where you can speak your own plus common (Called Tradetongue in Baelenoa). Just your own, plus bonuses. Unless you grew up in an environment not your own.. An elf born in the cities, for example, would sensibly speak Tradetongue. But that aside... Orcish, the tongue of other nations (All lands have their own version of Tradetongue that can be taken as a choice), gnoll, etc. Select what you think realistic for your background
Finances have been decided! Four hundred Palts to begin. Remember that one Palt is equal to one Gold for numbers sake. Tin is used as the minting material through all nations, but their own national currency differs from land to land.
Won't be starting with magical items. That may change, we shall see. In addition, one 'keepsake' item may be begun with in the form of a weapon or armour, which has been acquired elsewhere. Be realistic on here; no level two character is going to be having full plate. And so help me god if you for some reason choose full plate you will never see so much sailing in your RP life as you will here!
But, got three characters done-ish, so we're looking pretty good so far